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An emergency may come up and you need money fast. It is a fast and easy short term loan that you can apply whenever you are in desperate need of cash. When applying for this loan online you can take your time finding a loan and comparing the cost. Whether it is an unexpected bill or a medical emergency it will no longer be hard for you to get your hands on the money you need. Applying for this loan is the best solution whenever you need cash fast. In this website we have a network of lenders ready to provide you this loan with favourable terms and conditions.

How Much Do You Need?

Short term loan providers have limits to how much they can offer. However, this does not apply to all borrowers. The amount of cash offered to you will depend on a wide range of factors such as your financial health, requirement and current credit rating. Therefore, before applying it is important that you borrow only what you can afford to pay back. Depending on your requirements you can borrow an amount as little as $100 and a maximum amount of $1,000. You will get one month to repay back the borrowed money along with the interest charged.

Fee and Charges

As you already know that you can borrow an amount up to $1,000 depending upon your requirement and repayment ability. Lenders will generally charge you a percentage of per $100 borrowed. For every $100 you borrow lender may charge fee up to $15 to $30. This will equate to an annual percentage rate of almost 400% for a two-week loan. So, for instance, if you have borrowed $300 before your next payday, you will need to pay back $345, assuming a fee of $15 per $100.

Loan Term

Since quick loan are short term loan they are offered only for a term of 15 to 30 days. So, by the end of the term you will need to repay back the borrowed money along with the interest charged. If due to any reason you are unable to repay back the money you should contact the lender. Depending on the lending company you may be offered rollover option. But to access such services you will need to pay extra fee. Besides, the interest may increase as well.

Eligibility

It is easy to qualify. Ahead of applying you will have to confirm that you are a citizen of Canada, you are above 18 years, have a valid bank account and a fixed monthly income. Even if you are bad credit holder and you can meet these preconditions, you shall be considered as eligible to apply for this loan.

Required Document

When applying for a loan you will need to provide proof of your employment, monthly income and bank account details. The requirement of documents may vary among lenders. Visit the website of the lender for more information or if you have any other queries.

Benefits and Drawbacks

You never know when you may face cash emergency. To take care of such situation you can apply for quick loan at any time of the month. They can help you in an emergency. This loan has fast and easy application process and you can rest assured to get approval within minutes. Even if you have bad credit, you can still apply for this loan and get hold of the cash need deposited directly into your bank account.

Some of the downside of this financial service is high interest rate. Besides, if you do not repay the loan by the first pay date you will be charged a late fee which will be added to the final amount of the loan. This could make the end cost of the loan high and it can also become difficult for you to repay back the loan.

[ Representative Example ]

Total Amount of Credit: $300
Duration of the Agreement: 30 days
Total Amount Repayable: $372
Representative APR 1223.6% (Variable)

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Canada. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions.

Do not pay any lender or broker an upfront fee to process your loan application.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.