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Frequently Asked Questions

How can I apply for your cash services at 1 Hour Quick Loans?

You just have to browse to the Apply page on our website. It has the on-line application form. Fill it up with the required details and hit Submit. The instant submission feature will post the form to us right away.

Do I have to wait long for getting approval?

Not at all. Our custom built loan matching software will post your application to multiple lenders on our panel until it gets accepted. The entire matching process does not take more than 2 minutes in most cases. Hence, when you apply through us, you will get a decision about your application's approval within minutes.

When can I apply for the loan services? Can I apply on Sunday?

Our loan matching services are available round the clock. You can apply at any time even on holidays. However, please bear in mind that loan application processing on the lenders end may be slower on holidays and weekends as most lender offices are closed or work for a lesser duration on said days.

Being a tenant, I am unsure about applying for your loan services. Please clarify whether I will get approval if I make the application.

Of course, you can get an approval even if you are a tenant or a non-homeowner. Actually, the lenders do not really care much if the borrower is a property owner or not. The main guiding factor for the lenders to make a decision is the applicant's current earnings and repayment capacity. All the lenders on our panel do not require you to pledge a collateral in order to borrow from them.

I may change my mind after applying. Can I cancel my application whenever I like?

Of course. We do not wish to cause any inconvenience to our borrowers. That is why, if you change your mind, you can cancel the application even after applying. But once you have received the loan amount from the lender, you will need to contact the lender to repay the loan early.

I need some more information before making up my mind. Where should I look for getting the same?

Do not worry at all because it is very simple to get additional information regarding our services and policies. Reach the Contact Us page on our site of 1 Hour Quick Loans and use the form available on the page to connect with us. Write down your queries, contact information and submit. Within a very short time, our representative will reach you and will try to provide you with all the details.

[ Representative Example ]

Total Amount of Credit: $300
Duration of the Agreement: 30 days
Total Amount Repayable: $372
Representative APR 1223.6% (Variable)

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Canada. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions.

Do not pay any lender or broker an upfront fee to process your loan application.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.