The agreement shall apply to any personal information we collect or receive from you, from any source that you decide to use to visit us. Thus, it shall govern any and all data collection and usage thereof. When visiting or using our site services, you are herein consenting to the following privacy policies and procedures expressed within the agreement.
1 Hour Quick Loans is a dedicated online loan comparison website. We are based in Canada. We are not a lender and do not take any financial decisions. There are many reputed and trusted Canadian lenders listed on our website that are willing to offer you any type of loan, according to your needs.
We commit to protecting your privacy and hence our Personal Data handling practices are continually reviewed to ensure complete protection and privacy of your personal information provided to us.
At 1 Hour Quick Loans, we collect, use and disclose your personal information to:
(a) identify and determine your eligibility to apply for a loan under the law (b) create a user’s account on the site (c) authorize and process your transactions; (d) detect and prevent fraud; (e) help keeping the financial interests of our users and the Company safe and confidential; (f) develop, offer, and manage several products and services provided by the Company; (g) meet legal and regulatory requirements; and (h) send you information on products and services that may be of interest to you. We collect and use information that we believe is reasonable for the loan comparison purpose. Here we also take your consent to use and disclose your personal information before or at the time the information is collected. Consent shall not be obtained through deception.
The personal information is collected on the basis of what product/service you request when you are visiting or using the site services. At that time you either register or create account with the Company. The information that we collect from you help us in determining your initial and ongoing eligibility for products and services. The types of personal information that we may collect for these purposes can include: (1) basic information such as the user’s name, email address, preferences and other similar information; (2) identifying information such as social insurance number, date of birth, driver’s license or other related information; (3) information such as employment, income, credit history, or similar information; and (4) transactional information such as bank account numbers. This may include information we receive with your consent from a third party, and information you provide on your application forms.
Whenever a user visits our website, the IP address and the browser settings of his/her computer are registered. The IP address is basically the numerical address of the computer used when visiting the site. Browser settings include the type of browser you use, browser language, time zone etc. The IP address and browser settings are registered to enable us to trace the user’s browsing preference and also to know if in case of misuse or unlawful actions in connection with the visit of the site. Further, the IP address is used to derive your approximate location.
If you sign up for 1 Hour Quick Loans services, you need to register the information provided by you (e.g. your name, email address etc.). If you no longer wish to receive any information from us, you can unsubscribe by clicking the “unsubscribe” button inside the email.
1 Hour Quick Loans does not collect other personal identifiable information from our visitors, unless the visitor provides the information to us.
Only those loan providers connected with us, who require this personal information to provide services to you, have direct access to it. We do not disclose personal information to third parties, except when is required by law. We may disclose the personal information we collect to third parties in limited circumstances: (a) where the individual consents to disclosure; (b) where disclosure is required by law; (c) to our representatives who perform services on our behalf to assist us, where appropriate and when responsibilities reasonably required so.
Personal information collected through us will be protected by reasonable security safeguards that will give complete protection to the sensitivity of the information regardless of the format in which it is held. Our security safeguards protect your personal information against loss or theft, as well as unauthorized access, use, copying, modification, disclosure or disposal. Even we also inform users about visiting third party links available on our site. For instance, no user should give out their user name and password and the user should close the browser window after they finish using their accounts and must sign out from online and mobile accounts after use.
At this website you are free to manage your account and personal information. You may modify and update your personal information in the site. In such case, we will retain only the personal information required by law or what we believe is necessary. Additionally, users may request their personal information to be accurate, correct and updated. You can expect that most inquires will be completed on the spot with appropriate identification. For archived information, it may take up to 30 days for us to collect the information and mail it to you at your provided address. We make sure to make your available any personal information of yours that we have collected, used or disclosed, upon your request, to the extent permitted by law. This information can be available for you in a form that is generally understandable, including and explaining any abbreviations or codes.
You can any time opt-out of receiving marketing information. Furthermore, you may contact us to limit, refuse or withdraw your consent to the collection, use or disclosure of your personal information at any time.
As a responsible loan comparison website, we will use, disclose or retain your personal information for as long as it is necessary to fulfill the purposes for which it was collected and as permitted or required by law. The personal information collected by us will be deleted, erased or converted to an anonymous form when the purpose of finding a suitable loan deal for our user is served.
We are committed to protecting your personal data. For that purpose we take reasonable steps to ensure appropriate physical, technical and managerial safeguards are in place to safeguard your private information from unauthorized access, alteration, transmission and deletion.